Living paycheck to paycheck can mean sleepless nights spent wondering how you’ll cover your bills if something unexpected happens. Even if you’re an expert at timing your bill payments so nothing bounces, it’s still SUPER stressful.
Ready to break the cycle of living paycheck to paycheck (and finally sleep soundly again)? We’ve got some simple moves you can make today to start earning and saving more. Let’s do this!
1. Stop overpaying when you shop online
Shopping online has its perks. It’s super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don’t always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.
Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, it’ll scour the internet for coupon codes to help you save cash. And before you check out at favorite stores like Amazon, Target, Home Depot, and Best Buy, Capital One Shopping will notify you with a friendly pop-up if the item you’re buying is available cheaper somewhere else.
Capital One Shopping is free to use and won’t show you ads. Add it today and stop overpaying! 1
2. Cancel your car insurance
We’ve got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there’s something much better.
This new tool from FinanceBuzz can tell you if you’re overpaying for your car insurance in just a few clicks. On average, we find around $500 a year in savings for drivers. And once you try it out, you’ll never have to look for affordable insurance again because we find you the lowest rates that other companies can’t match.
Oh, and it’s also free. And come on — you can’t tell us you don’t want to save up to $500. To find out if you’re losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you’re overpaying. It takes less than 2 minutes.
3. Get out of $30,000 or more of credit card debt
To pay off $30,000 or more in debt, you may feel like you need to delay buying your dream home or getting married. But sacrificing precious moments like these because of debt takes a mental toll. Did you know the average credit card debtor loses 200 hours of sleep per year? Yikes.
But missing out on important milestones — and losing precious sleep — aren’t the only ways to pay off debt. See how National Debt Relief could help you get rid of your debt in 24-48 months, and save you an average of $7,500 in the process.
Even if you only owe $10,000, their representatives could help you consolidate your debt into one low monthly payment. And you’ll pay zero dollars in fees until your debt is resolved.
Just answer a few simple questions to get started. It only takes 30 seconds to see if you qualify!
4. Pay no interest until December 2023
Imagine getting 18 billing cycles with 0% interest on a balance transfer or a big purchase. You could dramatically change your financial picture with this industry-leading low-interest card – the BankAmericard®️ Credit Card.
If you want to kick high-interest credit card debt to the curb, this is one of the best get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR for 18 billing cycles for any qualifying balance transfers made in the first 60 days. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!
It doesn’t just stop with balance transfers though. Cardholders also get a generous intro APR of 0% for 18 billing cycles on purchases. After the intro period for purchases and balance transfers, the APR is 14.49% to 24.49% variable.
The best part? There’s no annual fee.
5. Borrow up to $50k to finally crush your debt
Looking for some cash to pay off credit card debt? A personal loan could help.
Our partner AmOne will match you with loan providers to fit your specific needs. Just fill out one quick application and they’ll show you multiple loan offers. There’s no application fee and no minimum credit score needed to apply.
Why not check if you qualify? As long as you’re approved, you could receive your loan as early as the next business day.
6. Earn a $200 cash rewards bonus with this incredible card
When it comes to rewards credit cards, sorting through the hundreds of options can be overwhelming. And if you’re new to credit cards, the idea of juggling multiple cards or monitoring ever-changing spending categories can be downright stressful.
That’s why the Wells Fargo Active Cash® Card Rates and Fees is such a smart choice. You can earn unlimited 2% cash rewards on eligible purchases — easy! That’s one of the best cash rewards options available.
Plus, new cardholders can get a one-time cash rewards bonus — $200 cash rewards bonus after spending $1,000 in the first 3 months. Use your card just for essentials at the gas station or grocery stores, and you can easily meet the spending requirement.
The best part? There’s no annual fee.
7. Eliminate your tax debt
Each year, the IRS forgives millions in unpaid taxes. If you have more than $10,000 in tax debt, or have 3+ years of unfiled taxes, you could get forgiveness too. You might be eligible to lower the amount you owe, or eliminate your tax debt completely.
Tax Defense Network could help you lower or get out of your tax debt for good. They’re well respected in the industry, hold an A+ BBB rating, and have been recognized for their ethical standards when dealing with tax debt.
To see if you qualify for relief, click here and sign up for a free consultation. With their unique process and direct audience with the IRS, they can help you find ways to resolve your tax debt that you might not have known about. All without the heavy out-of-pocket costs from other tax relief providers